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Bank of Baroda Home Loan Apply Online in Ahmedabad

Apply for a Bank of Baroda home loan in Ahmedabad with Adiyogi Enterprise. With over 20+years of expertise in the financial sector, Adiyogi Enterprise makes it easy to apply for Bank of Baroda home loans online. We collaborate with 20+ of India’s top banks, offering you access to competitive interest rates and flexible repayment options. Bank of Baroda home loans are available at the lowest interest rates, ranging from 8.40% to 10.60% p.a., with repayment tenures of up to 30 years. Loan amounts of up to ₹10 crore can be availed, catering to diverse financial needs. The processing fees for these home loans are as low as 0.25% of the loan amount, making it a cost-effective option for borrowers.

One of the standout features of the Bank of Baroda home loan is the zero prepayment charges on floating-rate home loans. Additionally, you can opt for a top-up loan up to five times during the loan tenure, providing extra financial flexibility for renovations, repairs, or other personal needs. Simplify your financial journey by choosing Bank of Baroda loan application services with Adiyogi Enterprise. Bank of Baroda home loan online apply in Ahmedabad is now easier than ever, ensuring a seamless application process. We can help you in achieving your dream home. Apply today!

Home Loan Eligibility

Discover your eligibility for a home loan effortlessly with the Adiyogi Home Loan Eligibility Calculator.

Instant Disbursal

After approval, you will get your home loan payment immediately to your account within 3-4 business days.

Minimal Documents

Enjoy a hassle-free process with minimal documentation required for quick approval and disbursal of your loan, saving you time and effort.

  • Interest Rates
  • Eligibility
  • Documents

Bank of Baroda Home Loan Interest Rate 2025

Interest Rate starting from 8.40% to 10.60% p.a.
Loan Amount Up to Rs 10 Crore
Loan Tenure Up to 30 years
Processing Charges Up to 0.50% (minimum Rs. 8,500 & maximum Rs. 25,000)

Bank of Baroda (BOB) Home Loan Eligibility

Age

  • You must be above 21 years of age at the time of the commencing of your loan, and up to 65 years or less at loan maturity
  • Salaried Person - 21 years to 58 years
  • Self-Employed Person - 25 years to 65 years

Income

  • Salaried Person - Minimum Rs. 10,000 per month
  • Self-Employed Person - Minimum Rs. 2,00,000 per year

Employment

  • Salaried Person - Minimum 2 to 3 years of Experience in MNC, or a Private or Public Limited Company
  • Self-Employed Person - Minimum 3 years of Experience in the current field

Credit Score

  • A credit score of 750 is considered a good score for approval.

Documents Required for Adiyogi's Home Loan

Proof of Identity (Any Person)

  • Valid Passport
  • PAN Card
  • Driving License
  • Voter ID
  • Aadhaar Card

Proof of Residence (Any Person)

  • Aadhaar Card
  • Voter ID
  • Driving License
  • Passport
  • Copy of Utility Bills (like electricity, water, or gas bills)

Age Proof (Any Person)

  • Birth Certificate
  • Voter ID
  • Valid Passport
  • Aadhaar Card

Proof of Income

  • Latest Form 16 or Income Tax (IT) Returns
  • Bank account statements over the last six months

Other Documents

  • Property’s NOC
  • Building plan approval
  • Completion certificate
  • Recent passport-size photographs

Looking for Bank of Baroda Home Loan in Ahmedabad?

Click the Apply Now button to get approved for a Bank of Baroda Home Loan of up to Rs. 10 crore online in Ahmedabad at an interest rate starting from 8.40% p.a.

Home Loan EMI Calculator

The Adiyogi Bank of Baroda Home Loan EMI Calculator will calculate your EMI in seconds. Enter details like loan amount, interest rate, tenure, and processing fee. The automated tool instantly calculates your EMI and provides a detailed breakdown of the total repayment amount, helping you plan your finances effectively for your Bank of Baroda housing loan.

8.40

Loan Amount

Tenure

Annual Interest

Principal Interest Total Payable

How to apply for a Home Loan online?

  1. Register with your Mobile Number.

  2. Submit loan information.

  3. Add information about the House/Property.

  4. Get a verification message from us.

  5. Our financial advisors will contact you for further procedures.

  6. Obtain your loan.

Affordable Home Loans

Bank of Baroda Home Loan Schemes

Offers financing up to ₹10 crore for home purchase, construction, improvement, or extension with interest rates starting at 8.40% p.a. In addition, a processing charge of up to 0.25 percent. Tenures extend up to 30 years, with no prepayment or foreclosure charges. Includes free accident insurance.

Baroda Top-Up Loan:

  • Interest: Linked home loan rate + 0.60% + 0.25%
  • Processing Fee: Up to 0.35%
  • Loan Amount: ₹1 lakh to ₹2 crore
  • Tenure: Balance period of the existing loan

Home Improvement Loan:

  • Interest Rate: 8.40%–10.60% p.a.
  • Processing Fee: 0.50% (₹7,500–₹20,000)
  • Loan Amount: ₹1 crore (rural/semi-urban), ₹5 crore (metro), ₹10 crore (Mumbai)
  • Includes group credit life insurance

Pre-Approved Home Loan:

  • Approval before property identification
  • Valid for 4 months

Home Loan Advantage for NRI/PIOs:

  • Interest based on linked savings account
  • EMI charged on daily outstanding balance

PMAY & ISHUP Schemes:

  • Affordable housing loans for LIG/EWS
  • Interest subsidies: 3.00%–6.50%
  • Eligibility: EWS (income up to ₹5,000/month), LIG (up to ₹10,000/month)

With Adiyogi Enterprise, you can apply for Bank of Baroda home loans in Ahmedabad and enjoy simplified processes, tailored benefits, and expert guidance for all your housing finance needs.

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Why Choose US

Why Apply for a Home loans with Adiyogi Enterprise?

Adiyogi Enterprise is your trusted partner for simplifying your home loan application process with Bank of Baroda. With over 20+ years of experience in the financial sector and collaboration with India’s top banks, including Bank of Baroda, we ensure you receive the best financial solutions to meet your needs. When you apply for a Bank of Baroda home loan in Ahmedabad through Adiyogi Enterprise, you gain access to interest rates as low as 8.40% p.a., with tenures extending up to 30 years. Bank of Baroda offers loan amounts of up to ₹10 crore, making it ideal for purchasing, constructing, or renovating your dream home. competitive processing fees, starting at just 0.25% of the loan amount, ensure affordability.

A standout feature of Bank of Baroda home loans is the zero prepayment and foreclosure charges on floating rate loans, allowing you to repay your loan conveniently without additional costs. You can also benefit from top-up loan facilities and free accident insurance coverage. Adiyogi Enterprise streamlines the application process, offering personalized assistance at every step, from document collection to loan disbursal. Our expertise ensures faster approvals and disbursements, often within just a few days. Apply today!

Multiple Banks Partner

Financial
Experts

Lowest Interest Rates

User-friendly Experience

One Day Approval and Disbursal

Minimal Documents

Testimonials

Adiyogi Enterprise made my dream of owning a home a reality! Their home loan process was smooth, transparent, and stress-free. Highly recommended for anyone seeking a home loan.

Ankit Mistry

I approached Adiyogi Enterprise for a mortgage loan, and their team guided me at every step. Their professionalism and quick service are outstanding. Truly the best in the business!

Abhishek Nishad

Adiyogi Enterprise helped me secure a business loan to expand my company. Their expert advice and easy process made it possible. Thank you for your outstanding support!

Kishor Chudasama

I needed a personal loan urgently, and Adiyogi Enterprise came through with fast approval and minimal paperwork. I couldn’t be happier with their service!

Jaimin Patel

Adiyogi Enterprise is the best solution for education loans. They helped me finance my child’s overseas education with ease. Excellent service and highly supportive team!

Ekta Kukadiya

Fantastic experience with Adiyogi Enterprise! They offered me the best home loan interest rate and guided me throughout the process. I’ll always recommend them.

Dipak Verma

Adiyogi Enterprise provided me with a easily mortgage loan experience. Their expertise and customer-centric approach are truly commendable. Great team!

Tejas Chauhan

If you need a business loan, Adiyogi Enterprise is one of the best option. They made the process straightforward and ensured I had the funds to grow my business. Highly satisfied!

Mehul Pandya

Adiyogi Enterprise made my personal loan approval quick and effortless. Their professional team is friendly and always ready to help. A great experience overall!

Bhakti Viradiya

Securing an education loan was seamless with Adiyogi Enterprise. They understood my needs and offered the best options. Thank you for supporting my family’s aspirations!

Dharmendra Gupta

FAQ

Frequently Asked Questions

  • 1. What types of home loans does Bank of Baroda offer?

    Bank of Baroda offers a variety of home loan products including loans for purchasing a new home, constructing a house, home improvement, and balance transfer of existing home loans from other banks.

  • 2. What is the eligibility criteria for a home loan from Bank of Baroda?

    Eligibility for a home loan from Bank of Baroda is based on factors such as age, income, credit score, employment stability, and existing financial obligations. Specific criteria can vary based on the type of loan and the borrower's profile.

  • 3. What documents are required for applying for a Bank of Baroda home loan?

    The documentation required includes proof of identity, proof of address, income proof (such as salary slips or IT returns), bank statements, property documents, and any other documents requested by the bank.

  • 4. What is the interest rate for home loans at Bank of Baroda?

    Bank of Baroda offers competitive interest rates on home loans. The rates can be fixed or floating, and the exact rate depends on the loan amount, tenure, and the borrower's credit profile.

  • 5. How can I check my home loan application status?

    You can check the status of your home loan application by logging into Bank of Baroda's online portal, contacting their customer service, or visiting the branch where you applied for the loan.