X

HDFC Bank Home Loan in Ahmedabad

image not found

Adiyogi Enterprises proudly partners with HDFC Bank to offer you exceptional home loan services. Benefit from competitive interest rates starting at just 8.70% per annum, with flexible tenures extending up to 30 years and loan amounts reaching up to Rs 20 Crores. Switch your existing home loan from other banks and housing finance companies to HDFC Bank through our balance transfer facility, and enjoy lower interest rates. Additionally, take advantage of pre-approved home loans with in-principle approval, valid for 4 months even before you finalize your property.

HDFC Bank Home Loan Highlights

Interest Rate starting from 8.70%
Loan Amount Up to Rs 20 Crore
Loan Tenure Up to 30 years
Processing Charges 0.25%-0.50% of loan amount (Rs 8,500-Rs 25,000)

HDFC Bank Home Loan Eligibility

Age

  • You must be above 21 years of age at the time of the commencing of your loan, and up to 65 years or less at loan maturity
  • Salaried Person - 21 years to 58 years
  • Self-Employed Person - 25 years to 65 years

Income

  • Salaried Person - Minimum Rs. 10,000 per month
  • Self-Employed Person - Minimum Rs. 2,00,000 per year

Employment

  • Salaried Person - Minimum 2 to 3 years of Experience in MNC, or a Private or Public Limited Company
  • Self-Employed Person - Minimum 3 years of Experience in the current field

Credit Score

  • A credit score of 750 is considered a good score for approval.

HDFC Bank Home Loan EMI Calculator

8.70

Loan Amount

Tenure

Annual Interest

Principal Interest Total Payable

Apply for HDFC Bank Home Loan

FAQ

Frequently Asked Questions

  • 1. What types of home loans does HDFC offer?

    HDFC offers a variety of home loans including loans for purchasing a new home, constructing a house, renovating an existing property, and balance transfer of home loans from other banks.

  • 2. What is the eligibility criteria for a home loan from HDFC?

    Eligibility for an HDFC home loan is based on factors such as age, income, credit score, employment status, and existing financial commitments. Both salaried and self-employed individuals are eligible.

  • 3. What documents are required for applying for an HDFC home loan?

    The necessary documents include a completed loan application form, proof of identity, proof of address, latest salary slips or IT returns, bank statements, property documents, and any additional documents requested by HDFC.

  • 4. What is the interest rate for home loans at HDFC?

    HDFC offers competitive interest rates on home loans, which can be fixed or floating. The exact rate depends on the loan amount, tenure, and the borrower's credit profile.

  • 5. How can I check my home loan application status?

    You can check the status of your home loan application through HDFC's online portal, by contacting their customer service, or by visiting the branch where you applied for the loan.