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L&T Housing Finance Ltd Home Loan in Ahmedabad

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Adiyogi Enterprises proudly partners with L&T Housing Finance Ltd to offer you exceptional home loan services. Benefit from competitive interest rates starting at just 8.70% per annum, with flexible tenures extending up to 30 years and loan amounts reaching up to Rs 20 Crores. Switch your existing home loan from other banks and housing finance companies to L&T Housing Finance Ltd through our balance transfer facility, and enjoy lower interest rates. Additionally, take advantage of pre-approved home loans with in-principle approval, valid for 4 months even before you finalize your property.

L&T Housing Finance Ltd Home Loan Highlights

Interest Rate starting from 8.70%
Loan Amount Up to Rs 20 Crore
Loan Tenure Up to 30 years
Processing Charges 0.25%-0.50% of loan amount (Rs 8,500-Rs 25,000)

L&T Housing Finance Ltd Home Loan Eligibility

Age

  • You must be above 21 years of age at the time of the commencing of your loan, and up to 65 years or less at loan maturity
  • Salaried Person - 21 years to 58 years
  • Self-Employed Person - 25 years to 65 years

Income

  • Salaried Person - Minimum Rs. 10,000 per month
  • Self-Employed Person - Minimum Rs. 2,00,000 per year

Employment

  • Salaried Person - Minimum 2 to 3 years of Experience in MNC, or a Private or Public Limited Company
  • Self-Employed Person - Minimum 3 years of Experience in the current field

Credit Score

  • A credit score of 750 is considered a good score for approval.

L&T Housing Finance Ltd Home Loan EMI Calculator

8.70

Loan Amount

Tenure

Annual Interest

Principal Interest Total Payable

Apply for L&T Housing Finance Ltd Home Loan

FAQ

Frequently Asked Questions

  • 1. What types of home loans does L&T Housing Finance Ltd. offer?

    L&T Housing Finance Ltd. offers various home loan options, including loans for purchasing a new home, constructing a house, home improvement loans, and balance transfer of existing home loans from other financial institutions.

  • 2. What is the eligibility criteria for a home loan from L&T Housing Finance Ltd.?

    Eligibility for a home loan from L&T Housing Finance Ltd. includes factors such as age, stable income, credit score, employment status, and existing financial commitments. Both salaried and self-employed individuals are eligible.

  • 3. What documents are required for applying for a L&T Housing Finance Ltd. home loan?

    The necessary documents include a completed loan application form, proof of identity, proof of address, income proof (such as salary slips or IT returns), bank statements, property documents, and any additional documents requested by the company.

  • 4. What is the interest rate for home loans at L&T Housing Finance Ltd.?

    L&T Housing Finance Ltd. offers competitive interest rates on home loans. The rates can be fixed or floating, and the exact rate depends on the loan amount, tenure, and the borrower's credit profile.

  • 5. How can I check my home loan application status?

    You can check the status of your home loan application through L&T Housing Finance Ltd.'s online portal, by contacting their customer service, or by visiting the branch where you applied for the loan.