Achieve your educational dreams with Adiyogi Enterprise, your trusted partner for hassle-free education loans in Ahmedabad. Education loans provide financial support to students pursuing technical, professional, or academic courses in India or abroad. Whether you’re aiming for higher studies, specialized training, or international education, we ensure a seamless loan process with expert guidance at every step.
At Adiyogi Enterprise, we partner with India’s top banks and NBFCs to offer student education loans at competitive interest rates, tailored to suit your requirements. With flexible repayment options and quick approvals, we make it easy for you to focus on your studies without financial stress. Our user-friendly platform allows you to apply for education loans online in Ahmedabad, ensuring convenience and transparency. From covering tuition fees and accommodation costs to additional expenses like travel and study materials, our loans are designed to support every aspect of your academic journey. Investing in education is investing in the future. With an education loan from Adiyogi Enterprise, you can take the first step toward building a bright career and contributing to the next generation of innovators and leaders.
Apply for an education loan online today with Adiyogi Enterprise and turn your aspirations into reality!
Before applying for an education loan, make sure you have a good plan, know your credit score, set up the loan amount you need, research available possibilities, and prepare all necessary legal documents ahead of time.
Required documents include proof of admission letter from educational institution, Marksheet, Age proof, ID proof, Address proof, passport-size photographs, Appropriate Visa for studies abroad and more.
Applicants must complete 10+2 for undergraduate courses or hold a degree for postgraduate courses. Admission should be secured in recognized institutions, government institutions, or international universities to qualify for educational opportunities.
Education loans provided by Adiyogi Enterprise offer financial support to students aspiring to pursue technical, professional, or academic courses in India or abroad. With flexible repayment periods of up to 20 years and lowest interest rates starting at 8.10% per annum, these loans cover tuition fees, travel, and other educational expenses. Apply for an education loan in Ahmedabad with Adiyogi Enterprise to experience a seamless application process and expert guidance. Turn your academic aspirations into reality and take the first step toward a successful future with our trusted support.
| Amount | Up to 1 Crore |
| Loan Tenure | 1 to 15 Years |
| Low Interest Rates | Starting from 8.10% p.a. |
| Eligibility Criteria | 16-35 Years |
| Loan Disbursal | Loan Disbursal in just 3-4 Business Days |
Here are some key features of a Education loan offered by Adiyogi Enterprise:
| Particulars | Charges |
|---|---|
| Loan Processing Fees | 0.5% to 4% of Loan Amount |
| Loan Cancellation | Usually around Rs 3,000 |
| Stamp Duty Charges | As per actuals |
| Legal Fees | As per actuals |
| Penal Charges | Usually @ 2% per month; 24% p.a. |
| EMI / Cheque Bonus | Around Rs 400 per bounce |
Click the Apply Now button to get approved for an education loan of up to Rs. 1 crore online in Ahmedabad at an interest rate starting from 8.10% p.a.
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Loan Amount
Tenure
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| Principal | Interest | Total Payable |
|---|---|---|
Apply for a Education Loan with Adiyogi Enterprise in 6 easy steps.
Compare the latest education loan interest rates for 2025, along with processing fees, from India's top banks, such as HDFC, ICICI, and SBI. Our detailed comparison table streamlines the process, enabling you to assess multiple options quickly and conveniently.
| Name of Bank | Interest Rate (p.a.) | Processing Fees |
|---|---|---|
| Bank of Baroda Education Loan | 9.70% p.a. onwards |
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| Central Bank of India Education Loan | 8.05% p.a. to 10.60% p.a. |
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| HDFC Bank Education Loan | 9.50% p.a. | Maximum up to 1% of the loan amount |
| Kotak Mahindra Bank Education Loan | 10.99% p.a. onwards | Nil |
| Bajaj Finserv Education Loan | 10.10% to 14.50% p.a. | 3.54% of the loan amount |
| L&T Education Loan | 12.5% p.a. | Up to 2.5% of the loan amount |
| Tata Capital Education Loan | 10% p.a. | 1% - 2% of the loan amount |
| Standard Chartered Education Loan | 11.49% p.a. | 2.25% of the loan amount |
| SBI Bank Education Loan | 8.05% p.a. to 11.75% p.a. |
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| Axis Bank | 13.70% p.a. to 15.20% p.a. | 2.00% of the loan plus GST |
| ICICI Bank | 11.50% p.a. onwards | Up to 2% + GST |
| Bank of India | 8.40% p.a. onwards | No processing fee for studies in India |
| Aditya Birla Education Loan | 10.99% p.a. | 4% of the loan amount |
Education loans provide financial help for a wide range of educational programs. Depending on the type of education, students can avail of loans for diploma and certificate courses, skill-based programs, or studying abroad. Explore types of education loans:
These loans support students pursuing courses within the country. To qualify, borrowers must meet eligibility criteria and secure admission to an institute recognized by the lender. The loan covers tuition fees and other academic expenses, enabling students to focus on their education.
Designed for students aiming to study outside the country, these loans provide financial assistance for international programs. Similar to domestic loans, eligibility requires admission to a recognized foreign university. These loans cover tuition, travel, accommodation, and other related costs.
Graduate student loans are intended for individuals pursuing postgraduate degrees in India. To avail of this loan, students must have completed their undergraduate studies. These loans help finance advanced education and specialized programs.
Undergraduate education loans offer financial support for students enrolling in bachelor’s degree programs, typically lasting three to five years. These loans cover course fees, enabling students to focus on academics and secure promising career opportunities.
Professional education loans are designed for students pursuing career-focused courses, such as medicine, engineering, or management. Offered by banks and NBFCs, these loans cover the cost of professional training, certifications, and higher education.
Apply for an education loan with Adiyogi Enterprise to make your academic dreams a reality. With over 20+ years of expertise in the financial sector, Adiyogi Enterprise simplifies the education loan process, ensuring you can focus on your studies without financial worries. We collaborate with 20+ leading banks, providing access to the most competitive interest rates and flexible repayment terms.
Our education student loans are available at an lowest interest rate starting from just 8.10% p.a. and a flat processing fee of 2%. You can avail loans up to 1 crore without the need for collateral or a guarantor, ensuring a hassle-free and transparent loan process.
Whether you’re planning to study in India or abroad, apply for an education loan in Ahmedabad with Adiyogi Enterprise for quick approvals and minimal documentation. Our expert team is dedicated to offering personalized guidance, helping you secure the best financial support for your higher education journey.
Adiyogi Enterprise offers a variety of education loans to cater to different academic and professional needs. These include undergraduate loans for students pursuing bachelor's degrees, graduate loans for those continuing higher studies, study abroad loans for students going overseas for education, and vocational course loans designed for non-degree programs and skill development courses.
To be eligible for an education loan from Adiyogi Enterprise, the applicant must be an Indian citizen, have secured admission to a recognized educational institution (domestic or international), and meet the required age criteria (usually 18-35 years). A co-applicant, typically a parent or guardian, is required for students, and they must provide proof of income, along with documents such as identity proof, address proof, and academic records.
The maximum loan amount offered by Adiyogi Enterprise is determined based on several factors, including the course fees, living expenses, and collateral value (if applicable). Typically, the loan amount can cover up to 100% of the total cost of education, including tuition fees, hostel charges, and other related expenses. The applicant's ability to repay, which includes assessing the co-applicant's income and the course's potential for career opportunities, also influences the loan amount.
When applying for an education loan with Adiyogi Enterprise, you will need to provide several documents, including your admission letter or confirmation from the educational institution, academic records (mark sheets and certificates), identity proof (Aadhar card, passport, etc.), address proof (utility bill, rental agreement, etc.), and proof of income for the co-applicant (salary slips, bank statements). Additional documents may be required depending on the specifics of the loan application.
The interest rates on education loans from Adiyogi Enterprise typically range from 9% to 15% per annum. These rates can vary depending on factors such as the applicant’s credit score, the loan amount, and whether the loan is secured by collateral. Both fixed and floating interest rate options are available, and the chosen rate will impact your monthly payments and the total interest paid over the course of the loan.
Yes, Adiyogi Enterprise offers pre-approval for education loans. Pre-approval helps to streamline the loan application process, providing assurance on the loan amount you are eligible for based on your financial profile and the course you plan to pursue. This can make the approval process faster and more efficient, allowing you to focus on your education without worrying about funding issues.
Adiyogi Enterprise offers flexible repayment tenures for education loans, ranging from 5 years to 15 years, depending on the loan amount and applicant’s financial capacity. Repayment typically starts after the completion of the course or a specified moratorium period, which allows the student to find a job and stabilize their finances before beginning regular loan repayments.
Adiyogi Enterprise provides multiple repayment options for education loans to make it easier for students to manage their finances. These include the option to start repayments after the completion of the course (deferred repayment), a grace period for students to find a job before starting the repayments, and flexible EMI plans that allow for adjustments based on your income after education.
Yes, applying for an education loan jointly with a co-applicant (typically a parent, guardian, or spouse) can increase your loan eligibility and help with the approval process. A co-applicant's income and financial stability play a significant role in determining the loan amount and terms, and they share the responsibility for repaying the loan along with the student.
Adiyogi Enterprise may charge a processing fee for education loans, which is typically a percentage of the loan amount. Additionally, there may be charges for documentation, legal procedures, or late payments. However, there are no hidden charges, and all fees are transparently communicated during the loan application process. It's important to review the terms and conditions before proceeding with the loan to understand any associated costs.
