Adiyogi Enterprises is proud to collaborate with Tata Capital to offer a comprehensive and flexible education loan solution for students seeking higher education. With interest rates starting from just 10.25% per annum, Tata Capital provides education loans up to Rs 25 Lakhs for studying in India and Rs 40 Lakhs for studying abroad.
| Interest Rate | Starting from 10.25% per annum |
| Loan Amount | Up to Rs 25 Lakhs for India; Up to Rs 40 Lakhs for abroad |
| Loan Tenure | Up to 15 years |
| Processing Charges | 1% of the loan amount (minimum Rs 1,500) |
Age |
|
|---|---|
Income |
|
Course |
|
Credit Score |
|
10.25
Loan Amount
Tenure
Annual Interest
| Principal | Interest | Total Payable |
|---|---|---|
The eligibility for Tata Capital Education Loan includes being an Indian citizen, having secured admission to a recognized course or institution, and meeting the age requirements. The applicant must be between 18 to 35 years old, and the loan is available to both salaried and self-employed individuals.
Required documents include proof of identity (Aadhaar, passport, etc.), proof of address, admission letter from the institution, academic records, income proof of the applicant and co-borrower, bank statements for the last 6 months, and property documents (if applicable).
The interest rate for Tata Capital Education Loan typically starts at 10.5% per annum. The rate may vary depending on the loan amount, applicant's profile, and the chosen repayment tenure.
Tata Capital provides education loans of up to INR 40 lakhs for studies within India and up to INR 50 lakhs for education abroad, depending on the course, institution, and eligibility of the applicant.
The repayment tenure for Tata Capital Education Loan can be up to 15 years. The repayment starts after the completion of the course, with a moratorium period during the course of study.
Apply for Tata Capital Education Loan