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ICICI Bank Home Loan Apply in Ahmedabad

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Adiyogi Enterprises proudly partners with ICICI Bank to offer you exceptional home loan services. Benefit from competitive interest rates starting at just 8.90% per annum, with flexible tenures extending up to 30 years and loan amounts reaching up to Rs 20 Crores. Switch your existing home loan from other banks and housing finance companies to ICICI Bank through our balance transfer facility, and enjoy lower interest rates. Additionally, take advantage of pre-approved home loans with in-principle approval, valid for 4 months even before you finalize your property.

ICICI Bank Home Loan Apply @8.90% Interest Rate

Interest Rate starting from 8.90%
Loan Amount Up to Rs 20 Crore
Loan Tenure Up to 30 years
Processing Charges 0.25%-0.50% of loan amount (Rs 8,500-Rs 25,000)

ICICI Bank Home Loan Eligibility

Age

  • You must be above 21 years of age at the time of the commencing of your loan, and up to 65 years or less at loan maturity
  • Salaried Person - 21 years to 58 years
  • Self-Employed Person - 25 years to 65 years

Income

  • Salaried Person - Minimum Rs. 10,000 per month
  • Self-Employed Person - Minimum Rs. 2,00,000 per year

Employment

  • Salaried Person - Minimum 2 to 3 years of Experience in MNC, or a Private or Public Limited Company
  • Self-Employed Person - Minimum 3 years of Experience in the current field

Credit Score

  • A credit score of 750 is considered a good score for approval.

ICICI Bank Home Loan EMI Calculator

8.90

Loan Amount

Tenure

Annual Interest

Principal Interest Total Payable

Apply for ICICI Bank Home Loan

FAQ

Frequently Asked Questions

  • 1. What types of home loans does ICICI Bank offer?

    ICICI Bank offers various types of home loans, including loans for purchasing a new home, constructing a house, home improvement loans, and balance transfer of existing home loans from other banks.

  • 2. What is the eligibility criteria for a home loan from ICICI Bank?

    The eligibility criteria typically include factors such as age, income, credit score, employment status, and existing financial commitments. Both salaried and self-employed individuals may be eligible, with specific requirements varying.

  • 3. What documents are required for applying for a home loan from ICICI Bank?

    The necessary documents usually include a completed loan application form, proof of identity, proof of address, income proof (such as salary slips or IT returns), bank statements, property documents, and any additional documents requested by the bank.

  • 4. What is the interest rate for home loans at ICICI Bank?

    ICICI Bank offers competitive interest rates on home loans, which may vary based on factors such as loan amount, tenure, and the borrower's credit profile. It's recommended to check the latest rates on their official website or contact their customer service for specific details.

  • 5. How can I check my home loan application status with ICICI Bank?

    You can typically check the status of your home loan application online through ICICI Bank's official website or mobile app. Alternatively, you can contact their customer service or visit a branch in person to inquire about the status.