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Mortgage Loan in Ahmedabad

Ugro Capital Mortgage Loan Apply Online

Ugro Capital Mortgage Loan Apply in Ahmedabad

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Adiyogi Enterprises proudly partners with Ugro Capital to offer you exceptional Mortgage loan services. Benefit from competitive interest rates starting at just 12.00% per annum, with flexible tenures extending up to 30 years and loan amounts reaching up to Rs 20 Crores. Switch your existing Mortgage loan from other banks and housing finance companies to Ugro Capital through our balance transfer facility, and enjoy lower interest rates. Additionally, take advantage of pre-approved Mortgage loans with in-principle approval, valid for 4 months even before you finalize your property.

Ugro Capital Mortgage Loan @12.00% Interest Rate

Interest Rate starting from 12.00%
Loan Amount Up to Rs 20 Crore
Loan Tenure Up to 30 years
Processing Charges 0.25%-0.50% of loan amount (Rs 8,500-Rs 25,000)

Ugro Capital Mortgage Loan Eligibility

Age
  • To apply for a mortgage loan, you must be at least 18 years old.
  • There is no specific upper age limit, but the loan tenure typically ranges from 5 to 30 years, depending on the lender's policies.

Income
  • The minimum income requirement varies based on the lender and the loan amount. Generally, lenders prefer applicants with stable and sufficient income to cover monthly mortgage payments.
  • For salaried individuals, the minimum monthly income required may range from Rs. 20,000 to Rs. 50,000.
  • For self-employed individuals, the minimum annual income required may range from Rs. 3,00,000 to Rs. 5,00,000.

Employment
  • Most lenders require applicants to have a stable employment history. For salaried individuals, this typically means being employed for at least 2 to 3 years in the current job or with the same employer.
  • Self-employed individuals may need to provide proof of their business existence for a minimum of 3 to 5 years.

Credit Score
  • A good credit score is crucial for mortgage loan approval. While specific requirements vary among lenders, a credit score of 700 or above is generally considered favorable.
  • Applicants with higher credit scores are likely to qualify for lower interest rates and better loan terms.

Ugro Capital Mortgage Loan EMI Calculator

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FAQ

Frequently Asked Questions

  • 1. What types of Mortgage loans does Ugro Capital offer?

    Ugro Capital offers a variety of Mortgage loan products including loans for purchasing a new home, constructing a house, home improvement, and balance transfer of existing Mortgage loans from other banks.

  • 2. What is the eligibility criteria for a Mortgage loan from Ugro Capital?

    Eligibility for a Mortgage loan from Ugro Capital is based on factors such as age, income, credit score, employment stability, and existing financial obligations. Specific criteria can vary based on the type of loan and the borrower's profile.

  • 3. What documents are required for applying for a Ugro Capital Mortgage loan?

    The documentation required includes proof of identity, proof of address, income proof (such as salary slips or IT returns), bank statements, property documents, and any other documents requested by the bank.

  • 4. What is the interest rate for Mortgage loans at Ugro Capital?

    Ugro Capital offers competitive interest rates on Mortgage loans. The rates can be fixed or floating, and the exact rate depends on the loan amount, tenure, and the borrower's credit profile.

  • 5. How can I check my Mortgage loan application status?

    You can check the status of your Mortgage loan application by logging into Ugro Capital's online portal, contacting their customer service, or visiting the branch where you applied for the loan.