Adiyogi Enterprise is your trusted financial partner for quick and hassle-free business loans in Ahmedabad. With over 20+ years of expertise, we specialize in delivering customized solutions to meet your business financing needs. Whether you are a budding entrepreneur, a woman-led business, or a startup small business, our tailored loan products ensure you receive the best deal.
You can apply for instant business loans of up to ₹2 crore with the lowest interest rates and flexible repayment options. Our simple and seamless application process caters to various industries, including manufacturing, trading, and services. Special schemes are available for women entrepreneurs and start-ups, providing them with the necessary financial boost to grow their ventures. At Adiyogi Enterprise, our expert financial advisors guide you at every step, ensuring a stress-free experience. You can also use our online EMI calculator to check your eligibility and estimate your business loan EMIs based on the applicable interest rate and loan tenure.
If you are looking for secure financing to grow business operations, invest in building, or manage working capital, apply for a business loan in Ahmedabad with Adiyogi Enterprise today. By applying for an Adiyogi business loan online immediately, you can boost your business with quick approvals and no hidden conditions.
Before applying for a business loan, make sure you have a good business plan, know your credit score, set up the loan amount you need, research available possibilities, and prepare all necessary legal documents ahead of time.
Required documents include proof of address and photo ID of the promoters, business proof, income proof, partnership deed for partnership firms, articles of association, memorandum of association, board resolution, PAN card, and more.
Applicants must be between 21 to 65 years old with at least 3 years of business experience. A minimum business turnover and annual turnover as reflected in the ITR are required, along with proof of profitability for at least the past year.
Securing a business loan from Adiyogi Enterprise is easy and hassle-free, with the lowest interest rates and flexible repayment options. Whether you're a small business or a large business, we offer business loans from top banks at the lowest interest rates, starting at just 10% p.a. Leverage the value of your property to meet your financial goals, whether for business expansion, education, or personal needs.
| Amount | Up to 1 Crore |
| Loan Tenure | 4 to 5 Years |
| Low Interest Rates | Starting from 10% p.a. |
| Eligibility Criteria | 21-65 Years |
| Loan Disbursal | Loan Disbursal in just 3-4 Business Days |
Here are some key features of a Business loan offered by Adiyogi Enterprise:
| Particulars | Charges |
|---|---|
| Loan Processing Fees | 4999/- to 5% of Loan Amount |
| Loan Cancellation | Usually 3000 to 5% of Loan Amount |
| Stamp Duty Charges | 150/- to 300/- |
| Legal Fees | As per actuals |
| Penal Charges | Usually 2% per month |
| EMI / Cheque Bonus | Approx 499/- to 599/- |
Click the Apply Now button to get approved for a home loan of up to Rs. 1 crore online in Ahmedabad at an interest rate starting from 10% p.a.
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| Principal | Interest | Total Payable |
|---|---|---|
Apply for a Business Loan with Adiyogi Enterprise in 6 easy steps.
Easily compare the best business loan interest rates, processing fees, and maximum loan limits offered by India’s leading banks, including HDFC, ICICI, and SBI. Our comprehensive comparison table simplifies the process, allowing you to evaluate various options at a glance. Choose the most affordable business loan tailored to your financial needs and goals.
| Name of Bank | Rate of Interest p.a | Processing Fee | Maximum Loan Limit |
|---|---|---|---|
| Central Bank of India Business Loan | 8.55% to 12.80% | 0.5% of the loan amount for others | Rs. 10 Lakhs |
| Bank of Baroda Business Loan | As per the policy of the bank | As per the policy of the bank | Rs. 200 Crores |
| HDFC Bank Business Loan | 11.90% to 21.35% | 0.99% to 2.50% | Rs. 50 Lakhs |
| Bajaj Finserv Business Loan | 14% to 26% | Up to 3.54% of the loan amount | Rs. 80 Lakhs |
| Axis Bank Business Loan | 9% to 18.50% | Up to 2% + taxes | Rs. 50 Lakhs |
| SBI Bank Business Loan | Competitive rate linked to EBLR & MCLR | 0% to 1% | Rs. 500 Crores |
| Aditya Birla Finance Business Loan | 8.80% to 14.75% | Up to 1% of the loan amount | Up to 90% of property cost |
| Kotak Mahindra Bank Business Loan | Competitive interest rates | Up to 2% | Rs. 75 Lakhs |
| L&T Finance Business Loan | 16% to 25% | 2% | Rs. 30 Lakhs |
| Tata Capital Business Loan | 13.25% to 16% | Up to 4% of the loan amount | Rs. 1 Lakh to 9 Crores |
| ICICI Bank Business Loan | 10% to 11.10% | Up to 2% + taxes | Rs. 2 Crores |
| Standard Chartered Bank Business Loan | 17.25% | 2% of the amount disbursed | Rs. 1 Crore |
Business loans are designed for women entrepreneurs who want to increase financial independence and support female-led businesses. These loans often come with preferential terms, such as lower interest rates and simplified documentation, to support women in building or expanding their businesses.
Working capital loans cater to businesses in manufacturing, services, or trading sectors, including import-export ventures. They address liquidity challenges caused by irregular cash flows, enabling enterprises to manage operational expenses or meet increased demand. These loans can be overdrafts, credit lines, packing credits, post-shipment credits, or non-fund-based facilities like bank guarantees and letters of credit. This revolving credit facility allows repayment as cash flow improves, with interest charged only on the amount and duration of usage. Typically sanctioned for 6–12 months, these loans are secured by stocks, receivables, or collateral property.
Term loans are perfect for capital-intensive businesses such as factory building, infrastructure improvements, and modernization projects. With longer repayment tenures ranging from 7 to 20 years, these loans are disbursed in lump sums. The interest rate depends on the borrower’s credit rating, loan quantum, and tenure. Assets financed by the loan and additional collateral, such as residential or commercial property, act as security.
Invoice financing helps businesses overcome cash flow gaps between raising invoices and receiving payments, typically spanning 60–90 days. Financial institutions offer up to 80% of the invoice value upfront, with the balance provided upon payment receipt. This facility involves processing fees and interest as per the lender’s terms, providing a convenient liquidity solution.
Equipment financing, which is popular in manufacturing, helps you to get the required machines or tools. Banks provide loans for various equipment types, including medical, construction, and office equipment. These project-based loans often exceed ₹100 crores, with repayment periods of 3–7 years and competitive interest rates.
PMMY helps MSMEs' entrepreneurship by providing loans ranging from ₹50,000 to ₹10 lakhs. It supports service and manufacturing units, creating employment opportunities across India.
This scheme promotes entrepreneurship among Scheduled Caste/Scheduled Tribe individuals and women. Loans are provided to ventures where these groups hold majority ownership, fostering inclusive growth and economic empowerment.
Applying for a business loan can be difficult, especially given the different alternatives available. Adiyogi Enterprise simplifies this process by offering a seamless and transparent approach to securing the funds your business needs. Whether you’re looking to expand operations, purchase new equipment, or manage working capital, we provide tailored solutions to meet your financial goals.
When you apply for a business loan in Ahmedabad with Adiyogi Enterprise, you gain access to a wide network of India’s top banks and financial institutions. We help you compare interest rates, loan terms, and processing fees to find the most affordable option. Our team of experts guides you through every step, ensuring minimal documentation and quick approvals. With competitive interest rates starting as low as 10% p.a. and flexible repayment terms, our loans are designed to accommodate businesses of all sizes—from small startups to established business. Adiyogi Enterprise brings over 20+ years of experience in financial services, making us a trusted partner for business loans.
Adiyogi Enterprise offers a wide range of business loan products tailored to suit various needs. These include term loans, lines of credit, equipment financing, commercial real estate loans, working capital loans, and more. Whether you need funds for business expansion, purchasing equipment, or covering operational costs, we have options to support your business goals.
To qualify for a business loan with Adiyogi Enterprise, your business should meet certain requirements, such as a minimum revenue threshold, a strong credit score, a stable track record in your industry, and proof of collateral (if required). We also consider the length of time your business has been operating and the financial health of your company, including profitability and debt levels.
The maximum loan amount is determined based on factors such as your business’s revenue, profitability, creditworthiness, collateral value, and debt service coverage ratio. We assess these elements to ensure that the loan amount aligns with your ability to repay and the financial health of your business.
To apply for a business loan, you will need to submit various documents such as your business’s financial statements (balance sheet, income statement), tax returns for the past few years, business plan, proof of business ownership, and any relevant licenses or permits. You may also need to provide personal financial statements or a list of assets if required.
Interest rates for business loans with Adiyogi Enterprise vary depending on the type of loan, the loan amount, and the terms of the agreement. Rates can be either fixed or variable, and we offer competitive rates based on your business’s financial profile and the loan product you choose.
Yes, Adiyogi Enterprise offers pre-approval for business loans. Pre-approval helps streamline the loan process by giving you a clearer idea of the loan amount you qualify for. This allows you to plan your finances better and proceed with confidence when applying for funding.
The Loan-to-Value (LTV) ratio indicates the percentage of the business asset’s value that can be financed through a loan. At Adiyogi Enterprise, the maximum LTV ratio depends on the type of loan and the financial profile of your business. Generally, LTV ratios can range from 60% to 90%, with higher ratios possible depending on the collateral offered.
Adiyogi Enterprise provides flexible repayment options for business loans, including fixed EMIs (Equated Monthly Installments) and variable repayment schedules based on your business’s cash flow. You can also explore flexible loan tenures and the option to make prepayments without any penalties to reduce your overall debt.
Yes, applying with a co-borrower can strengthen your loan application. A co-borrower may help increase your eligibility for a larger loan amount and can potentially secure a more favorable interest rate. Both parties share the responsibility for repaying the loan, which may benefit businesses looking to leverage multiple income sources.
Along with the loan principal and interest, there may be additional fees, such as processing charges, documentation fees, valuation charges for collateral, appraisal fees, and closing costs. It’s important to review the loan agreement carefully to understand all applicable fees and charges before proceeding with the application.
