Kotak Mahindra Bank offers a range of home loan products including loans for purchasing a new home, constructing a house, home renovation loans, and balance transfer of existing home loans from other banks.
Adiyogi Enterprises proudly partners with Kotak Mahindra Bank to offer you exceptional home loan services. Benefit from competitive interest rates starting at just 8.70% per annum, with flexible tenures extending up to 30 years and loan amounts reaching up to Rs 20 Crores. Switch your existing home loan from other banks and housing finance companies to Kotak Mahindra Bank through our balance transfer facility, and enjoy lower interest rates. Additionally, take advantage of pre-approved home loans with in-principle approval, valid for 4 months even before you finalize your property.
| Interest Rate | starting from 8.70% |
| Loan Amount | Up to Rs 20 Crore |
| Loan Tenure | Up to 30 years |
| Processing Charges | 0.25%-0.50% of loan amount (Rs 8,500-Rs 25,000) |
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Kotak Mahindra Bank offers a range of home loan products including loans for purchasing a new home, constructing a house, home renovation loans, and balance transfer of existing home loans from other banks.
Eligibility for a home loan from Kotak Mahindra Bank is determined by factors such as age, income, credit score, employment stability, and existing financial obligations. Both salaried and self-employed individuals can apply.
The documents required include a completed loan application form, proof of identity, proof of address, income proof (such as salary slips or IT returns), bank statements, property documents, and any additional documents requested by the bank.
Kotak Mahindra Bank offers competitive interest rates on home loans. The rates can be fixed or floating, and the exact rate depends on the loan amount, tenure, and the borrower's credit profile.
You can check the status of your home loan application through Kotak Mahindra Bank's online banking portal, by contacting their customer service, or by visiting the branch where you applied.
Apply for Kotak Mahindra Bank Home Loan