Adiyogi Enterprises is delighted to partner with HDFC Bank to offer you hassle-free education loans for pursuing higher studies, both in India and abroad. With interest rates starting from just 8.90% per annum, HDFC Bank provides education loans for a variety of courses, with loan amounts up to Rs 20 Lakhs for studies in India and Rs 30 Lakhs for studies abroad.
| Interest Rate | Starting from 8.90% per annum |
| Loan Amount | Up to Rs 20 Lakhs for India; Up to Rs 30 Lakhs for abroad |
| Loan Tenure | Up to 15 years |
| Processing Charges | 0.50% of the loan amount (minimum Rs 500) |
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The eligibility for an HDFC Bank Education Loan includes being an Indian citizen, having secured admission to a recognized institution, and being between the ages of 16 and 35 years. The applicant must be a student pursuing undergraduate or postgraduate courses in India or abroad.
Documents required include proof of identity (Aadhaar, Passport, etc.), proof of address (utility bills, rent agreement, etc.), admission letter, academic records, income proof of the co-borrower, and bank statements for the last 6 months.
HDFC Bank offers competitive interest rates starting at 11.50% per annum for education loans. The rate may vary based on the loan amount, course, and applicant’s credit profile.
HDFC Bank offers education loans of up to INR 10 lakhs for courses within India and up to INR 20 lakhs for studies abroad. The loan amount is based on the course, institution, and applicant's eligibility.
The repayment tenure for HDFC Bank Education Loan can be up to 15 years, depending on the loan amount and the course duration. The repayment period starts after the completion of the course or after a grace period of 6 months.
Apply for HDFC Bank Education Loan